TY  - JOUR
T1  - “Personal Financial Literacy among High School Students in
Raub Pahang, Malaysia”
AU - Ghazali, Mohd Samsuri AU - Azer, Ilyani AU - Mohamad, Siti Aishah AU - Arifin, Nur Afizah Muhamad AU - Mat, Azmi 
JO  - Journal of Engineering and Applied Sciences
VL  - 12
IS  - 7
SP  - 1830
EP  - 1834
PY  - 2017
DA  - 2001/08/19
SN  - 1816-949x
DO  - jeasci.2017.1830.1834
UR  - https://makhillpublications.co/view-article.php?doi=jeasci.2017.1830.1834
KW  - Personal financial literacy
KW  -high school students
KW  -knowledge
KW  -alarming
KW  -descriptive
AB  - Topics on personal finance literacy are still considered minimal in Malaysia. If there are surveys on
them done by researchers the majority of the studies focused on residents as a whole and did not directly
address the youngsters. This study aimed to verify Malaysian student’s level of personal financial literacy and
focused on investigating the effects of gender, ethnicity, age and bank account ownership on a student’s
financial knowledge. In addition, this study also aimed to analyze the relationship between the student’s
educational background and personal financial literacy. This study utilized the descriptive analysis,
independent samples t-test and one-way anova analysis in order to achieve the research objective. It was found
that the high school students were not financial literate and the findings were consistent with several academic
works conducted on the topic globally. The results were alarming and a sign for the government to undertake
drastic action in increasing the literacy of high school student’s personal financial knowledge.
ER  -